Improve the growing area
Shade cloth and weed mat provide a regular planting environment. Replace failed young plants within their allocated positions and retain the structure for later crop cycles.
The investment proposition
Fund in stages
Each investor unit represents a proportional interest in a planted hectare. Initial funding establishes the crop; monthly payments support rent, maintenance and harvest reserves.
Measure and account
Record planting dates, varieties, labour, inputs, survival and saleable weights. Reconcile costs and buyer payments before distributing capital and returns. Timber remains the landowner’s asset and is outside the investor accounts.
Consistent production from an improved hectare
5,000 planting positions per hectare. Uniform shade and weed control are intended to reduce variation across the crop. Replace failed young plants promptly, preserving each position within the improved area.
The initial harvest budgets 85% of positions harvest-ready: 4,250 × 12 kg = 51 tonnes after three years. Replacement planting supports occupancy, but later replacements may need longer to reach harvest maturity.
Timber remains the landowner’s asset. Timber harvesting costs and sale proceeds are excluded from the investor model. Shade infrastructure remains available for subsequent planting cycles.
Reported yields up to 20 kg per plant are promoter-supplied reports, not verified Freshwater results. The 12 kg starting point is a revised planning assumption. No separate fertiliser or irrigation yield multiplier is added.
Build against measured evidence
Start with a defined block. Confirm soil, drainage, water, access and planting capacity; secure buyer terms by grade and volume; track actual costs and crop performance before expanding. Stagger later plantings to spread work and supply across seasons.
The first-cycle model is a three-year green-kava sale scenario. Replanting, crop rotation and export arrangements require separate planning. Reported yields and prospective return terms remain assumptions until confirmed by field records and signed agreements.
Initial payment per hectare
Clearing labourVT 460,800 (A$5,585)
Planting labourVT 460,800 (A$5,585)
5,000 seedlings × VT 600 (A$7.27)VT 3,000,000 (A$36,364)
Shade cloth, weed mat and steel posts: supplied quote, excluding labourVT 2,000,000 (A$24,242)
Structure and mat installation allowanceVT 576,000 (A$6,982)
Crop contingency reserveVT 1,049,190 (A$12,717)
20% structure/installation contingencyVT 515,200 (A$6,245)
Initial funded amountVT 8,061,990 (A$97,721)
Confirm the quote covers wire, fixings, freight, taxes and delivery to Aore. Installation remains an allowance. Guano, watering equipment/operation and replacement stock are entered below; they are not silently included in the quoted materials.
Labour allowance per hectare
Base pay is VT 400/hour (A$4.85). Add 20% for labour management and employment costs, giving VT 480/hour (A$5.82). The loaded budgets include allowances for holiday payments, VNPF, severance and related employment costs. The 20% is a combined model allowance, not a statement of statutory rates or a guarantee that actual liabilities equal it.
| Operation | Man-hours | Base pay | 20% loading | Loaded cost |
|---|---|---|---|---|
| Clearing | 960 | VT 384,000 (A$4,655) | VT 76,800 (A$931) | VT 460,800 (A$5,585) |
| Planting | 960 | VT 384,000 (A$4,655) | VT 76,800 (A$931) | VT 460,800 (A$5,585) |
| Shade and mat installation | 1,200 | VT 480,000 (A$5,818) | VT 96,000 (A$1,164) | VT 576,000 (A$6,982) |
| Maintenance, three years | 2,600 | VT 1,040,000 (A$12,606) | VT 208,000 (A$2,521) | VT 1,248,000 (A$15,127) |
| Harvest, adjusts with crop volume | ||||
| Total calculated labour |
The loading is separate from the project manager’s 10% share of positive profit. Maintenance includes an additional VT 325,000 (A$3,939) for tools and inputs. Security and delivery remain service allowances without specified hours; their supplier quotes must include employment costs where applicable. Added guano/watering budgets must also include loaded labour if they involve extra worker hours.
Monthly instalments · 36 months
| Per hectare | Monthly average | Three-year total |
|---|---|---|
| Land rent | VT 41,667 (A$505) | VT 1,500,000 (A$18,182) |
| Maintenance, tools and existing inputs | VT 43,694 (A$530) | VT 1,573,000 (A$19,067) |
| Security | VT 41,667 (A$505) | VT 1,500,000 (A$18,182) |
| Structure upkeep | VT 5,556 (A$67) | VT 200,000 (A$2,424) |
| Baseline instalment | VT 132,583 (A$1,607) | VT 4,773,000 (A$57,855) |
Guano and watering add their annual budget ÷ 12 to the monthly payment. Equal instalments accumulate in an upkeep account; first-year maintenance is higher, so timing requires a working-capital buffer. Weed mat may reduce labour, but the previous maintenance allowance is retained until actual savings are measured.
Return on the improved hectare
Change the assumptions below. Zero-valued unpriced items mean not yet budgeted, not free.
At the starting assumptions, total funding is VT 15,485,070 (A$187,698), before unpriced additions. All live results below respond to your selected inputs. Harvest labour scales at VT 46.08/kg (A$0.56); delivery allowance remains VT 300,000 (A$3,636) and needs confirmation for the larger crop. Crop and structure contingencies are treated as spent. Finance and tax are excluded; calculated labour includes the 20% employment and labour-management allowance. ROI divides investor net profit by net funded outlay; annual equivalent is ROI ÷ 3, not IRR.
Who receives what
Landowner: VT 500,000 (A$6,061) per hectare each year. Seed supplier: VT 3,000,000 (A$36,364) initial sales, plus any replacements. Workers: VT 400/hour (A$4.85) base pay plus a 20% loading: VT 480/hour (A$5.82) budgeted. Clearing, planting and harvest labour quantities remain doubled. Materials supplier: VT 2,000,000 (A$24,242), excluding installation labour.
At sale: recover funded capital, then pay management 10% of positive profit; the investor keeps 90%. No management profit share is paid on a loss. Reusable infrastructure receives no residual-value credit in this first-cycle model.
Unit Investor
Invest from A$20,000 initially (VT 1,650,000), then fund your proportional share monthly for 36 months. A full hectare uses the initial funding budget above; smaller investments buy a proportional economic interest. Your monthly payment below includes a harvest reserve, unlike the upkeep-only table above.
| Return option | Profit / interest to investor | Total capital + return at year three |
|---|
Guarantee terms are proposals, not an existing secured promise. Options (a) and (b) require a signed agreement naming the guarantor, its financial backing, security and payment dates. Rates are simple, without compounding, on contributed capital for the time invested. Initial capital earns three years; monthly payments are assumed paid at month-end. Capital repayment is shown separately and is not automatically guaranteed by a guaranteed rate.
“Profit” means your share of modelled project profit after all entered costs and the existing 10% project-management share. Option (b) adds 5% interest to 50% of that profit; it is not deducted from the profit pool first. The sponsor must fund that contractual combination if crop proceeds are insufficient. Option (c) takes 100% of your allocated profit and bears any modelled loss. A shortfall under (a) or (b) remains dependent on the guarantor’s ability to pay.
Questions about the proposal
Frequently asked questions
How is accounting done?
Proposed practice: a dedicated project bank account and ledger, with income and spending allocated to each planted hectare and investment unit. Keep invoices, payroll hours, bank receipts, crop weights and buyer settlements. Issue quarterly cost and crop reports, then a final harvest reconciliation for independent accountant review. These arrangements must be established in the investment agreement.
What does my monthly payment cover?
Your proportional share of rent, maintenance, security, structure upkeep and entered guano/watering costs. This calculator also spreads harvest and delivery funding over 36 months, so there is no separate modelled harvest call. Actual cost overruns require agreed funding rules.
How is my investment share calculated?
Your initial payment divided by the full-hectare initial funding budget, including any entered replacement-stock or water-setup cost. The same proportion determines monthly payments and your allocated project profit. This is an economic unit, not automatic ownership of land.
When do I receive money?
This illustration pays recovered capital and the selected return after harvest and buyer settlement at the end of year three. It does not pay annual cash interest or monthly income. A delayed harvest delays settlement unless a contract specifies otherwise.
Who guarantees the fixed return?
A named guarantor must be identified and its backing documented before the term “guaranteed” is offered contractually. No guarantor, security or insurance has been verified in this model. A crop forecast alone does not provide a guarantee.
What counts as profit?
Crop sales, less establishment, rent, upkeep, harvest, entered extra costs and contingencies treated as spent. The project manager receives 10% of positive project profit; the remaining 90% is allocated to investor units. Finance and tax remain excluded until budgeted. Calculated labour includes the 20% employment and labour-management allowance.
What happens if plants fail or harvest is delayed?
Failed young plants can be replaced within the improved area. Replacements may mature later, so full occupancy does not mean every plant is ready at the first harvest. The harvest-ready percentage models this. Disease, storm, price and buyer risks can reduce or delay returns.
Who owns the shade structure after harvest?
Ownership and rights to reuse the steel posts, shade cloth and weed mat must be specified in the agreement. This first-cycle calculator gives them no residual value and assumes no automatic reinvestment.
Can I sell or exit my investment early?
No early-exit or secondary market is assumed. Transfers, missed instalments, refunds, additional funding and dispute procedures need agreed written terms before money is accepted.
Basis of the proposal
The revised materials quote, 12 kg starting yield and VT 1,000/kg price are promoter-supplied planning inputs. The 85% harvest-ready allowance recognises losses and later replacement planting. Historical guidance informs the layout; it does not validate the improved-cultivation yield forecast.
PHAMA/SPC kava quality manual · Vanuatu kava strategy. The three-year green-kava model and any export programme need separate buyer and quality arrangements. “Organic” describes the intended practice and brand; independent crop certification is not asserted.